Hi Bill,
Thank you for your feedback. As you know insurance regulations vary from state to state and benefits can be different depending on the carrier. It wouldn't be possible to include all of the differences within an ad which is why we have the general disclosure. Our licensed agents specialize in RV insurance coverage and are able to provide specific information for your situation based on where you live, carrier, vehicle type etc. which is why the agent you spoke with advised you to ensure that it was an option in your state.
If you would like to discuss any additional concerns you may have, please fell free to send me a private message or contact me at the email address in my signature.
Thank you,
Robyn Barnes
