Aside from what MV state laws may apply in this situation, don't all financial institutions require full coverage at all times,if a contract is in force? A few years ago I wanted to drop insurance coverage on my Harley, during the winter months only (clear title). I called my agent, of whom I've been with for the past 32 years to inquire about doing this, he said sure, BUT, we cannot re-instate the policy for that vehicle at the end of that period, I would have to find another insurance provider for it.
