It's none of the above that it is due to the economy and inflation and they need to raise the rates. Because all new members will get the lowest rate possible. I saw red when I became aware of this.
They jack up the renewal price all the time on existing members.
YET, a new member joins and they get the lowest rate possible.
Be with them for 10 years and they raise the rate come renewal time.
Yup that's the thanks for being a loyal customer. I have never seen any other company do business this way.
They raise your rates? Cancel and then come back and put it in your DW's name as a new member and get the lower rate and then have lots of kids and each year put it in a different kids name. :W:B