80mph gusts wind ..ripped off half roof

Decades ago my HS bestie was driving an ancient car his dad had found for him, the little old lady's car you hear about so often but never actually see. This one was a 20 year old car that they had bought with 5,000 miles on the ticker. He put another 5,000 on it, and some idiot barreled through a stop sign and hit him broadside hard enough that there was no doubt the car was totaled. The perp's insurance adjuster called to offer them $50, but though he had not been injured in the crash (a minor miracle, that), he had come down with the flu, and his girlfriend answered the agent's call, and told him that my bud was in bed and would not get out of it to take the call or the offer (but neglected to say why -- she was/is a very smart gal, with whom you do not wish to attempt to negotiate ANYTHING). The company called back a day later having thought about it and offered several thousand dollars instead.