80mph gusts wind ..ripped off half roof

rgatijnet1 wrote:

You did give some great links and they were very clear BUT, and this is the huge but, the OP's coach is a 1993. Here is the link for the owner's manual given to the buyers of 1993 Winnebago products. The roof is section 10-1. 1993 Sunrise It does say about checking sealants every six months, and it does say that you can get damaged interior panels, ceiling, etc, etc.
It DOES NOT say that the roof could peel off. There are NO warnings about the roof, but there are warnings about using certain cleaning products on the interior.
The links you gave were indeed on the Winnebago website but they were both dated 7+ years after the OP's coach was made. Was there a recall of 1993 coaches? Did Winnebago send out a warning to all 1993 owners that their roof could blow off?
Did Progressive know about this defect on the 1993 coach and then still agreed to charge the customer for full coverage with no disclaimer about not covering the roof?
Is it the customer's responsibility to get all of their information from the internet regarding concerns that were apparent 7 years after the coach was built?
Lots of questions and I still feel that once Progressive took the customer's money, with no disclaimers, they are responsible to put the customer back to where he was before the storm. According to the OP, the adjuster did not even ask about any service records, etc.

There are all kinds of disclaimers and reasons to deny coverage in all insurance contracts.

Winnies requirement for recalls ends at 10 years and this is not an issue that would warrant a recall any way.

Yes winnie has a poor design

This is a known maintenance issue whether the op was up to speed on the issue or not