Best, cheap Insurance

Try AARP Hartford if you can. They were the cheapest for us by quite a bit.

I have Geico, (insured by Foremost) but Geico sells the contract, excellent service an price. I even have full timers insurance through them, an was cheaper than regular RV insurance from the others.

cheap insurance is an oxymoron

balfre1946 wrote:
this has been really unhelpful

Any insurance can give you a cheap policy by gutting the coverage. I have teen drivers and have searched for cheaper insurance than what I have through one of the big insurance companies. I found I could save a few hundred bucks going to a smaller company or gutting the policy of my current insurer. To me the few hundred dollar savings was not worth it. Remember is you have a minimal policy you could personally be paying a claim that exceeds the coverage of your policy.

When I was in construction I use to tell my customers that construction work can be good, fast or cheap- pick which 2 you want. If they said cheap I sent them to my competitor.

I have quotes from BlueSky, Progressive, Geico and GMAC. The best quote is BlueSky with the $1,000 deductible. They have an item called "Dimishing Deductible Express" that lowers the deductible in half for each year with no claims. The difference between BlueSky and Progressive (next lowest quote) is $457. The deductible on the Progessive quote is $250 and it also has the "disappearing deductible".

But one thing has been confused. The BlueSky quote is based off of my selling price (best deal) plus tax and tags. The Progressive one is based off of the MSRP (I think). I want to make sure I am comparing apples to apples.

For what it's worth...you can't beat Progessive for your RV and Motorcycles, atv's etc. Discount for Multi helps as well.

Just go to the internet and look for RV insurance. That is what I just done because I noticed that the insurance I had before had gone up some. So I ended up going through AARP The Hartford Insurance. Being an AARP member and insuring my four other automobiles with them saved me lots of money.

State Farm for me at $600 a year.
This is with a $100 deductible for Comprehensive and a $500 deductible for Collision. Obviously if I raise the deductibles I could probably get a lower rate.

Have had a great history with State Farm stepping up to the plate and taking care of business when I needed them too.

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the way I found to be best is to list the coverages you want, then e mail it to 5 or 6 different companies. Let them compete for your business. It helps if you haven,t had any claims in several years and a good driving record.

We have State Farm for all our autos and motorhome. We did get quotes from Good Sam because we have them for roadside service and extended warranty for the motorhome. I thought they would be cheaper but they ended up being about $900-1000 more. I hear Mercury is good but don't know about their coverage for motorhomes-RV's. I do need to get some quotes again though; I think it's good to shop around from time to time.