Forum Discussion
lanerd
May 04, 2013Explorer II
Cheap insurance typically involves the lowest possible coverage at the highest possible deductible... not to mention the most difficult to get reimbursed for a claim.
Best insurance typically involves the highest possible coverage at the lowest possible deductible...not to mention the least difficult to get reimbursed for a claim.
I don't think there is an insurance company that can do both within the same policy.
What you look for is a happy medium that you can afford and be comfortable with. As P&C mentioned above, you'll need to do some research and make a lot of calls. Some times you can do it on-line, but most of them don't have provisions for rv coverage....so you have to call them.
FWIW, I have all my vehicles through Good Sam GMAC. I found others that were cheaper, but GMAC has "storage" provisions for when my vehicle(s) are stored for more than 30 days, I can eliminate all coverage except comprehensive. Saves us several hundred dollars a year.
Hope this helps
Ron
Best insurance typically involves the highest possible coverage at the lowest possible deductible...not to mention the least difficult to get reimbursed for a claim.
I don't think there is an insurance company that can do both within the same policy.
What you look for is a happy medium that you can afford and be comfortable with. As P&C mentioned above, you'll need to do some research and make a lot of calls. Some times you can do it on-line, but most of them don't have provisions for rv coverage....so you have to call them.
FWIW, I have all my vehicles through Good Sam GMAC. I found others that were cheaper, but GMAC has "storage" provisions for when my vehicle(s) are stored for more than 30 days, I can eliminate all coverage except comprehensive. Saves us several hundred dollars a year.
Hope this helps
Ron
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