Best gas card

Some bad info being given here. First, I was notified by mail that the 5% was being reduced to 3% with a $25.00 annual fee just last week. The notification went on to say that if you open a specified account (listed in the mailing), the annual fee would be waived and you would continue to get 5%. They offer a couple of different cards. I'm referring to the "Platinum Cash Rewards" Visa card. For me, I opened a $1000.00 Money Market Certificate Account and will now continue to receive 5% and no annual fee. There are some other ways of doing it. The Money Market Certificate (1 year) is making .5 percent. My savings so far this year have been over $375.00. The card is well worth it for me.

Side Note: We're currently on a coast to coast trip on I-40. People talk about the discount cards for TA, Flying J and Pilot as though they're great deals. So far on this trip, only one Pilot station had a better price than other large name brand stations with RV access. The prices of the three truck stops have been averaging between .5 cents to .10 cents a gallon. You would need their discount cards just to get them down to the price of everyone else.

I'm married to an accountant and she found a Visa card Chase United Airlines Mileage Plus and we get lots of miles and 0% if paid in 30 days. We went China from VA on it. We charge everything on it, diesel, repairs, gas, groceries Capmground fees etc.

I use the Goodsams pilotflyingJ card. I like being able to fill up without have to keep swiping the card. Fill up get the cash price and go. I have a diesel with a 150 gallon fuel tank. Ten days before the bill is due I get an email telling me how much they will deduct from my checking account. I have automatic payment which gives me a 2500 limit. As many know you must pay the entire amount off each month.

I think if you don't put in monthly in an account for the 5% gas card it is going to cost 25.00 a year for the card. That's the Pen-Fed card..

az99 wrote:

jcthorne wrote:
Looking at replacing all our gas cards with a PenFed card. Think I will give the card a try....

As of 8/16/13 Pen Fed changed without notice to their customers of the Platinum Rewards card. You still get 5 points per dollar spent but now to redeem the points you need 11,800 points to get $100 back. They increased the points needed by 18%. That nets to about 4.1% actual cash back. Very deceptive since they know most people relate points to $.

Not necessarily the wrong PenFed Card (Plantinum Rewards) but if you get the "cash reward" card, you avoid the points and get cash at the end of each month. (they take it off your monthly statement) And you still get the 5%. They just started requiring that you also open a money market savings account but you only have to put $25 in the savings account and you get the cash rewards visa card. We only use the card for fuel and it is an easy way to account for all fuel used during the year.

Looking at replacing all our gas cards with a PenFed card. Think I will give the card a try....

We have to look into this thanks

RV-1/2n-FUN wrote:

bill h wrote:
Penfed limits you to 12 transactions per day. OK for buying gas, but not for a day of shopping.

That must be some awesome day(s) of shopping!!!!

well, we only go to town once a week, and are still finishing out new house, so the cards get a workout..

And then.................There's Quartzsite. :)

Right now the Walmart credit card is the best around for many places. Using it I get a $.15 discount on Murphy gas. Actually filled up at $3.02 earlier this week.

To eliminate any problems, it is always a good idea to notify your credit card company and let them know when and where you will be traveling. Obviously a CC can rack up a lot of charges going from one state to another and sometimes this will raise some concerns. By letting them know in advance, it may just save some hassle while on the road.