Maybe i am not posting this correctly.
1) most people dont pay cash for 100.000 unit, i know some do but most dont.
2) i have bought many vehicles and rv,s and i never walk on to a lot and tell a slesman what i want my payment to be.
3) what i do is look at the advertising and say to myself if they are asking 20,000 down and a term of 10 years and your payment is 500.00 a month . now i know 1) how much i can spend a rv and i know how much downpayment i need.