dealer advertising
As my wife looks for a used class A on line, she notices when she finds 1 she likes they have example of monthl payments. Is this a good starting point or ignore this completley.
Forum Discussion
machunt wrote:
Maybe i am not posting this correctly.
1) most people dont pay cash for 100.000 unit, i know some do but most dont.
2) i have bought many vehicles and rv,s and i never walk on to a lot and tell a slesman what i want my payment to be.
3) what i do is look at the advertising and say to myself if they are asking 20,000 down and a term of 10 years and your payment is 500.00 a month . now i know 1) how much i can spend a rv and i know how much downpayment i need.
Look at the price of the RV and compare nationally to what other identical units are selling for. Also, take a dealer's price and start at 30% less for negotiations to start. You might land in the 20-28% off - whatever you are comfy with. The payments the quote on their site is based on the price they have advertised for the unit - and it's inflated - a lot. Calculate your own payment based on the price you think you can negotiate at a rate that's available to you based on your credit and lender and the length of time you want to borrow.
