As I read, some make it sounds like you cannot use the RV to go out the campsite. I did without a toad for the pass 40 years! I use to have a truck camper and when needed to go out, I would not unload the camper, I just disconnected and drive out the campsite. But I normally stay no more than a week at one place.
I think a toad is nice to have when you are parked for long period because disconnecting every time you need bread and milk would be a bit frustrating.
I do have a scooter and like it as a second vehicle to get around, it is nice to have but not a nessessity for short stay, like under a week or so. I was thinking at a toad but I am really concerne about the thing in the back like a pain in the ....back. When I travel, I like to be free, stop and go on a quick decision.