Three years ago I had the passenger side inside dual blowout. It caused the entire wiring harness for the house control panel to be wrapped around the axle. All heating, cooling, pump, etc wires were ripped off the back of the panel. 
It was Sunday afternoon outside of Los Banos CA. Called CSAA they sent a tow truck with a new Michelin tire and the guy changed the tire and called a big tow truck and towed my coach 70 miles to the Workhorse dealer in Fresno. That was $2,000 which they paid. 
Then after Workhorse did whatever they had to do it was towed to Paul Everett's RV who rewired my coach to the tune of $12,000.  
CSAA paid for it all without a problem. I've always said you never know what an insurance company is going to do until you have a problem and I've been tickled pink with CSAA.