Tough go of it with Geicom huh? .....I've honestly considered giving them a shot at quoting our insurance, but after 2 blowouts and significant damages, Nationwide Insurance handled and covered them all without question. They sent an adjuster to the house, wrote everything up and handed us a check on the spot. The second blowout was over $4K in damages to wiring, tailpipes, generator, and body damages, and they included the pro-rated prices of the tires and any service charges we incurred outside of the Good Sam Roadside Assistance coverage. I'm pretty sure they subrogated against Goodyear, since it was a brand new tire that failed the second time, but Nationwide didn't tie us up in that process and have not held us responsible with rate increases either.
We have everything we own, except the Harley (Nationwide really didn't want the Harley for some reason), covered by Nationwide and have had nothing but great service and coverage for the past 30 years. We had a really bad hailstorm several years ago that damaged our 20 year old shingles on the roof. No question, they replaced the roof and to date, we have gotten no increases in rates. And the best thing about them is that we have a local face to look at when we make a claim or make changes in our policy. That in itself is worth any slightly higher rates we pay over Geico or Progressive or any of the other online insurers.
Sorry you had that experience, Dennis. I think given your choices, I would have done the same thing as you. No way would I have left my rig on the side of the road overnight waiting for a tow.
My $.02 worth.