Insurance Rate Doubled after Accident--Help!!
I currently have my RV insured with National General. In january 2014 I backed into a parked car and busted his headlight along with some other minor damage. I had very little damage. I contacted Nat...
Forum Discussion
klm wrote:
OP. I am curious about the "5 points" - is your insurance co referring to DMV points or their in-house point system? 5 pts seems high for such a minor accident. Maybe there has been a clerical error
I'm betting those five points are unrelated to the DMV- sounds more like insurance actuaries at work.
In my opinion, the nature of this incident is what's ringing the alarm bells for the bean counters. It's not like something unexpected happened on the highway- the damaged car was parked, and the O.P. was backing up. The lapse of attention/judgement implied by the fact that the O.P. backed into a large fixed object is likely what's brought about the increase.
