insurance trying to screw meeeeeee
The insurance company for the crash my motorhome was in They are trying to screw me. This rig is a (1979 26' Itasca class A ) is totaled. But the insurance company only wants to fix the bumper. The...
Forum Discussion
So in reality the thread shouldn't be " insurance company trying to screw meeeeee".Because they do what all insurance companies do, try to determine the loss and settle for what they can. They did what he was told they would do in the OP's other thread, yet he decides to posts this one like he has been mistreated.
The OP said he couldn't get collision insurance on this MH because it was too old. I'm not sure about that, but I've insured some pretty old cars for collision. I'm sure all these antique cars driving the roads that are In great condition have some kind of collision insurance. Could it be he chose not to insure it for collision because he knew it's value was very low? He saved by not spending the money and the other guys insurance gets to pay. Sounds like he rolled the dice and will come out of this with justice served.
So my question to the insurance experts, what happens when the OP ( John) actually meets up with another Vehicle , who like himself has no collision insurance and they collide. Let's just say it was Johns fault. Now the other guy wants justice and what's right in their mind.
How are they both going to fare out in that scenario? Aren't all states no-fault? For John to say he got screwed, I'm not buying it. He got exactly what he gambled on, and will stand a very good chance of coming out ahead. The only thing it's going to take is time to resolve this and a search for a new home. That last sentence I truly feel for John. The rest of this scenario is normal procedure.
The OP said he couldn't get collision insurance on this MH because it was too old. I'm not sure about that, but I've insured some pretty old cars for collision. I'm sure all these antique cars driving the roads that are In great condition have some kind of collision insurance. Could it be he chose not to insure it for collision because he knew it's value was very low? He saved by not spending the money and the other guys insurance gets to pay. Sounds like he rolled the dice and will come out of this with justice served.
So my question to the insurance experts, what happens when the OP ( John) actually meets up with another Vehicle , who like himself has no collision insurance and they collide. Let's just say it was Johns fault. Now the other guy wants justice and what's right in their mind.
How are they both going to fare out in that scenario? Aren't all states no-fault? For John to say he got screwed, I'm not buying it. He got exactly what he gambled on, and will stand a very good chance of coming out ahead. The only thing it's going to take is time to resolve this and a search for a new home. That last sentence I truly feel for John. The rest of this scenario is normal procedure.
