insurance trying to screw meeeeeee

msmith1199 wrote:

Beaker wrote:

I did take people's advice. I went so far as to file an uninsured motorist claim

As far as I know uninsured motorist insurance only covers medical.

Seems to me you were already talking to the other guys insurance as I'm sure you don't have collision.

Yours is an old story that happens every day. You paid $2500 so we know the value. At MOST, you would not get more than that value.

I do believe you are owed something but sounds like you're really looking for a way to get rid of it and buy something else.

Lawyers and State people involved in this is ridiculous!

That is an untrue statement on value. The value in an insurance claim is not what you paid for it, but what's it worth. Maybe the OP got a really good deal and it's really worth $5k. We don't know that. Maybe it's only worth $1k and the OP paid too much. That can happen too. The only time when original purchase price is a good indication of value, is when you purchase a brand new vehicle. That way you know exactly what the replacement cost would be.

X2 on what mssith wrote.

Some thing else you should be compensated for is what the insurance industry calls "loss of use" They usually won't volunteer, to pay that, as they are hoping you don't know about it. But you are due that as well. So I would say hey, along with the property damage, I've got loss of use here as well. See what they offer on that as well