Insurance wtf???
Getting ready to close a deal on a 2008 Winnebago Journey 39z. Calling around getting quotes for insurance. Comprehensive and liability of course. I'm getting quotes between $2000 and $2500 a year...
Forum Discussion
dougrainer wrote:stugotz61 wrote:
You are paying too much for for your Home at $2500 a year for a 200k House - You need to seriously shop around for both. I have a 2008 Gulf Stream 40Ft on Freightliner Chassis runs about $1200 Per year - which is about $400 per year higher than my homeowners policy on my $350K house - Through Allstate - Good Luck Shopping
$800 per year for a 350k house PLUS contents. Sorry, don't believe what you posted. ESPECIALLY living in California. If you can prove what you state, then it all boils down to the old Caveat---YOU GET WHAT YOU PAY FOR. OR, IN YOUR CASE YOU DON'T GET WHAT YOU THINK YOU ARE PAYING FOR. Doug
I wouldn't be so quick to call someone out as $800 per year for a $350K replacement value on the main structure is not unbelievable. We're currently paying $700 per year for 300K on the main structure,250K contents, 50K other structures, 300K liabilty. It was just reduced from $750 for installing a monitored alarm system and is not with a no name carrier either.
There are too many variables to compare unless you're comparing properties using similar construction located next to each other, with the owners having the same income, credit score, past claims history, etc. Just the distance from the fire department, or is the fire department volunteer or manned 24/7, or the distance to the nearest fire hydrant, can affect homeowners rates by hundreds of dollars or more.
