Good Sam Insurance Agency is an independent agency that represents 4 insurance companies that have great RV policies. National General, Safeco, Progressive and Foremost. Each carrier has RV coverage's including personal property, liability, permanent attachment coverage and comp/collision. Several offer replacement cost and several offer full timing coverage. Depending on the type of RV, what state you are in and what coverage's you are seeking we can shop several carriers to get you the best rate and coverage's you need. Keith - Director of Good Sam Insurance Agency