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msmith1199's avatar
msmith1199
Explorer II
Jul 17, 2014

Interesting Insurance issue I just discovered-Progressive

I have Progressive insurance on my motorhome and I've been with them since 2001 on my first motorhome. My current motorhome (2004 model) is almost 10 years old now. My insurance rates have gone up qu...
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msmith1199's avatar
msmith1199
Explorer II
Jul 17, 2014
Dutch_12078 wrote:
Ask Progressive about an "Agreed Value" policy. You may need an appraisal though.


They have that, but under that policy you have to come to the agreed value within the first year of purchase. I've had it 10 years so now it has to go to underwriting to decide. If they don't let me drop it down to the loan value, then the next best thing is they will let me drop the purchase price coverage by 15% and that knocks about $185 off the insurance for the year.

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