I'm not doing to the ACV policy. I'll keep what I have before that. Worst case scenario I do the 15% value reduction and take the $150 savings. I'm not switching insurance companies. I lot of people don't realize the danger in switching companies. If you switch policies and then all sudden have a loss and make an insurance claim, there's a real good chance that company is going to pay your claim and then cancel your policy. If you make a claim with a company you've been with for 13 years, then they won't be canceling you unless you get in a DUI crash or something like that.
