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18 Replies
- BumpyroadExplorerone also needs to calculate out what it will save if that $3000 is included as additional down payment, assuming the RV is financed.
bumpy - BigdogExplorerI agree that you shouldn't need one on a new rig, BUT I did the little thing after going on the forum, about putting the $3K in the bank and inside of 7 months, I had spent that and another $4k on repairs that would have been covered by the warranty I had looked at. I did have have the rig fully inspected by a very competent person before I bought it and only a few minor problems were found. I just paid $3200 for one 6 months ago and the fridge coils just went out and were replaced to the tune of $2200 with a $100 ded. Fully covered.:B
- BumpyroadExplorer
ed6713 wrote:
No.
All they do is enrich the seller.
Save your money. Put the cost of the extended arranty in a savings account called RV Repairs.
A warranty, if the fine print checks out vs. cost, will run you about what $10-15 a month extra for financing? This savings account will amass $180 a year, so after three years you will have built up $540 in your account. That amount won't replace a refrigerator, or any major appliance.
bumpy - Executive45Explorer IIIDepends....are you talking about a NEW DP or an older "NEW TO YOU" RV....? Makes a difference.
Answering both sides, on a NEW DP, 2014-15, no, manufactures warranties and product warranties will take care of you. On an older coach, my experience has been they are worth every penny. If you can afford to allow your coach to sit somewhere while you save up enough money to repair it, you might be ok. We full time and cannot afford to have the coach idle for a long period of time. For me it was money well spent. I've spent about $6,000 for the policies over the past 5 years. My current policy is good for another three years. During the past 5 years, the policy has paid over $15,000 in needed repairs. You do the math and decide for yourself whether the policy is worthwhile to YOU. I carry a $50 deductible so I'm not hesitant to use it when necessary....your decision should also be based on your ability to fix things yourself. If you have to depend on someone else to do the repairs, a service policy might be in your best interest....Dennis - BillMFlExplorer
jolooote wrote:
NEVER!
Hey how do you like your Vegas? I was looking at one at the Florida RV show. Looked like a good deal if down sizing. - gemertExplorer
scubastu wrote:
Is extended warrinty programs a ggod buy for new PD
No criticism for typo but I didn't know what a PD was. It was a general answer. Thanks - DSDP_DonExplorerThe OP asked about buying one for a new DP. A new DP comes with a 5 year 50K warranty on the engine and trans and would be a waste of money. If you're not very mechanical and rely on others for all of your repairs, I think a quality plan for an older out of warranty coach would be fine.
- sh410ExplorerMy next door neighbor purchased a three year extended warranty when he acquired a 2008 MH for $687. This January he left for a 2500mi trip. At 600 miles into the trip the transmission failed. The extended warranty covered the OEM factory rebuilt transmission for $5267 minus his $1000 deductible plus motel and meals.
At 1500 miles into the trip the engine began to lose power and was missing. The Ford garage determined that a spark plug had failed with an electrode falling into a cylinder and scored the cylinder. The extended warranty rep determined that the engine needed to be replaced so a OEM factory rebuilt was installed for $12,000 minus the $1000 deductible.
So no ALL extended warranty contracts are bad. He did OK - J-RoosterExplorerIMHO no! I've been RVing since 1976 and have never bought one or needed one!
- BlackdiamondExplorer
gemert wrote:
ed6713 wrote:
No.
All they do is enrich the seller.
Save your money. Put the cost of the extended arranty in a savings account called RV Repairs.
I respectfully disagree! If you buy an older MH and you have an engine or transmission go bad you will be looking at 20K or more for either one of them. That is a lot of money for this old retired Chief to pay out. I could however pay the 3K that it cost for a decent warranty that was well researched and most comments were acceptable if not stellar. It is a great deal of peace of mind for me. Worth every penny for that if nothing else. I can replace a lot of refers or AC units but one engine would seriously tick me off! Only my opinion guys and gals.
If you look at the fine print on most of these extended warranty plans there are way too many loopholes, especially if an engine or tranny goes out, for the company to deny your claim. Like you must prove that all maintenance was done per the factory schedule and have documentation to back it up, for the life of the coach.
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