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zackyboy3rs's avatar
zackyboy3rs
Explorer
May 03, 2015

Just a Thought...

Has anyone traded both their TV & FW in on a Motorhome?

Let's say a $500 truck payment and a $250 FW payment/month. Trade it to where the Motorhome payment $400-$500/month. Savings of about $250-$300/month. Of course this only works by doing a 12-15 year loan on a Motorhome.

NO! I am not planning to do this....just saying if Someone suddenly gets into a bind. Perhaps if sending a kid to college or say retirement and plans to travel.
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  • TucsonJim's avatar
    TucsonJim
    Explorer II
    May 03, 2015
    zackyboy3rs wrote:
    TucsonJim wrote:
    msmith1199 wrote:
    And don't forget, all the interest on that motorhome payment is potentially deductible as a 2nd home mortgage.


    Same with a FW or TT.


    But not with the TV.


    Very true, but you wouldn't with a toad either.
  • zackyboy3rs's avatar
    zackyboy3rs
    Explorer
    May 03, 2015
    TucsonJim wrote:
    msmith1199 wrote:
    And don't forget, all the interest on that motorhome payment is potentially deductible as a 2nd home mortgage.


    Same with a FW or TT.


    But not with the TV.
  • TucsonJim's avatar
    TucsonJim
    Explorer II
    May 03, 2015
    msmith1199 wrote:
    And don't forget, all the interest on that motorhome payment is potentially deductible as a 2nd home mortgage.


    Same with a FW or TT.
  • zackyboy3rs's avatar
    zackyboy3rs
    Explorer
    May 03, 2015
    Yes of course if only a retirement situation. I tried to ask for thoughts based on all different sceniors and stages of life. For example: 10 years to retirement and kids reaching college age? Monthly income based on production bonuses and due to uncontrollable events income is cut.

    Again just striking up conversation and thinking.
  • msmith1199's avatar
    msmith1199
    Explorer II
    May 03, 2015
    And don't forget, all the interest on that motorhome payment is potentially deductible as a 2nd home mortgage.
  • rgatijnet1's avatar
    rgatijnet1
    Explorer III
    May 03, 2015
    You might have to add a toad payment to the motor home payment if you want to have alternate transportation like you would with the truck and 5th.
  • 2oldman's avatar
    2oldman
    Explorer II
    May 03, 2015
    I'm sure it's been done, but the usual recommendation for retiring is to have as little debt as possible. Your 'savings' is just 'paying less.'

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