Life lesson - In case you're not aware
I'll relate my recent experience for those of you that are unaware of some "new" policy with credit cards. We made a recent trip from our home in the Dallas area to Carlsbad N.M. These transaction...
Forum Discussion
JimFromJersey wrote:jkmac408 wrote:What would have happened had you lost that card but not realized it, and someone else took the vacation? Frankly, I'd be a little concerned that a bank DIDN'T notice out-of-the-ordinary usage. I can't understand why anyone would have a problem with a bank ENSURING that the person they're talking to and extending credit to is actually YOU, and not some dirtbag in Romania or somewhere like that.
We just got back from a 6 week trip and most everything was on our Visa. Didn't called anyone and never had an issue using the card. Wonder what the difference is.
Millions of people who have credit cards travel everyday all over the world. The banks are not shutting the cards off just because you're away from home. They are shutting them off when the "computer" detects activity that is likely to be fraudulent. My bank shut one of my cards off once when somebody attempted to use it in New Orleans at a Best Buy to purchase a TV. I live in California and I had used that same card the day before in California. The computer program knows that it's unusual for somebody to travel 2/3rds of the way across the Country in one day an immediately run into a Best Buy and purchase a TV! So it stopped the transaction.
