Forum Discussion

GHOST1750's avatar
GHOST1750
Explorer
Nov 11, 2015

Motor home insurance

Who is your RV insurance carrier. I have been with Good Sam since 2001 and this year my premiums jumped from 788.00 to 938.00for 6 months. I called God Sam and they quoted $636.75 per yr. with Progressive and $498.82 with Allied per year. Sounds fishy to me.:)

Does anyone have State Farm on their RV?
  • Class A insurance is $388.00 per year for me through STATE FARM
  • We pay about $4.00 per month, around $50/year. But our TT is a 2015 Trailrunner...its not a biggun

    Edit...just saw this was in the Class A forum, my apologies
  • Not really fishy. Good Sam deals with a number of companies and will shop for the best rate. Sometimes you just have to switch to get a better rate. Insurance companies will typically keep pushing your rates up until you finally switch. Next company will probably do the same after some time.

    Sign up for cable/internet, price keeps going up. Threaten to leave and, Oh we can offer you a better deal. Why didn't you offer that up front? It's business, they're in business to make money. If you'll put with higher rates they'll keep pushing them up as high as they can.

    It sucks but you just have to learn to play the game. I do it every year with cable/internet, lawn care (fertilizer, weed control), etc. Either learn to play the game or pay the higher rates.
  • You are in the wrong State for cheap insurance. Changing companies will not help you too much.
    My full coverage costs $350/year in Florida.
  • Just changed over from State Farm to AAA for $320.00 a year.....State Farm was $850.00 a year Progressive was at $420.00....