When I purchased the MH 12 years ago I checked around several insurance companies including Good Sam's but Progressive was much cheaper than any of them. Even Allstate that I have "bundled" insurance with could not compete. I have had 3 windows replaced and a rather extensive repair to the front end which included a tow to several repair facilities one was about 40 miles away from the first. Many front end parts were replaced including a tire and Steer Safe the total bill was over $5000.They covered everything minus my deductible. Progressive agents were very helpful and my rates have never gone up. Insurance rates vary by state so check around.