I have all of my vehicles, including the motorhome, insured with Geico. I was talking with an agent today and the subject of driver’s licenses came up. I live in NV and have a non-commercial Class B license. While she was reviewing the discounts I was already receiving, she made a comment that if I had I standard commercial driver’s license (CDL) I would be entitled to an additional discount. When I questioned her on her statement, she explained that they give the discount to CDL holders in recognition of their additional training and testing, but of course the insurance coverage only applies to those that are operating a qualifying RV for personal use. She told me if I had a CDL the discount would be $100 per year, so I said I might look into it to see if it made sense as I believe all I would need is an annual physical, which at my age I do anyway.She then asked me if I could hold for minute, to which I agreed. When she came back on the line she told me she had received approval to give me the discount without having to obtain a CDL. So for those of you that have a non-commercial class license, particularly with Geico, you might want to check and see if this discount is available to you. I realize it’s not much, but every little bit helps.

My yearly physical doesn't work for the medical certificate and since Jan 2014 (I think) it cost $100 for the examination, unless your boss will pay for it. Since I quit work a few years ago and only drive to help out a few friends, a few times a year so I pay the $100. With high blood pressure I have to get one every year.

BobGed wrote:I have all of my vehicles, including the motorhome, insured with Geico. I was talking with an agent today and the subject of driver’s licenses came up. I live in NV and have a non-commercial Class B license. While she was reviewing the discounts I was already receiving, she made a comment that if I had I standard commercial driver’s license (CDL) I would be entitled to an additional discount. When I questioned her on her statement, she explained that they give the discount to CDL holders in recognition of their additional training and testing, but of course the insurance coverage only applies to those that are operating a qualifying RV for personal use. She told me if I had a CDL the discount would be $100 per year, so I said I might look into it to see if it made sense as I believe all I would need is an annual physical, which at my age I do anyway.She then asked me if I could hold for minute, to which I agreed. When she came back on the line she told me she had received approval to give me the discount without having to obtain a CDL. So for those of you that have a non-commercial class license, particularly with Geico, you might want to check and see if this discount is available to you. I realize it’s not much, but every little bit helps.Thanks for the heads up Bob, I will check tomorrow. Do you deal with the Reno office?Terry.

I would be interested in hearing more on this.My yearly physical is covered by insurance, and I have my Doctor (his nurse) fill out both my CDL physical and my NHRA and IHRA physical paper work at the same time. This is done free of charge.

We have our RV insurance with Miller Insurance. They suggested that if I take the AARP safe driving course (eight hour computer course) I could get a discount. So, I did. It was an interesting course and I had 30 days to complete it. I spent about 2 hours a night working on it so I completed it in less than a week. I went along at a comfortable pace. You can stop and start at your leisure. I received a $1,000 discount on our RV insurance, the certificate is good for 3 yrs. I also receive a $100 discount on my car insurance. The fee for the course is less that $25 depending if you are a member of AARP (I was not).Safe travels,MM.

vegasfoodguy wrote:Thanks for the heads up Bob, I will check tomorrow. Do you deal with the Reno office?Terry.Terry, it sounds like you might be asking which DMV office I go to, which is Carson City, but that's really immaterial as you need to contact your insurance company. This just may be a discount available with Geico, but it wouldn't hurt to check with which ever insurance company you're with.

Possible insurance discount for having a CDL license

19 Replies

sailor_lou
Explorer
Apr 29, 2015
Just last week at my renewal the GEICO agent told me they also offer a discount if you take an online driving test. He explained it is something you need to do every couple of years and is specific to each state. I haven't looked into it yet, but it may worth it for those without a CDL.

Lou
05 Travel Supreme Envoy
Ivylog
Explorer III
Apr 29, 2015
Many years ago after passing the CDL test I was surprised when they wanted a DOT medical certificate. There was nothing in the CDL book about needing a medical certificate. I handed them a DOT medical certificate I happen to have and they said it was not any good because it was issued by the FAA. With it I could carry passengers for hire in an airplane but it was not good enough to drive my friggin dump truck. I lost this battle. Compared to a flight physical the CDL physical is a joke. Restores my faith in government bureaucracies.
GlennLever
Explorer
Apr 29, 2015
AidenJ wrote:
GlennLever wrote:
I would be interested in hearing more on this.

My yearly physical is covered by insurance, and I have my Doctor (his nurse) fill out both my CDL physical and my NHRA and IHRA physical paper work at the same time. This is done free of charge.

That is interesting. My DOT physical used to be covered by a health care provider. That is no longer the case and I need to go to a special DOT physician. My yearly exam by my primary care will not suffice.

Interesting the DOT physical is a joke. The hearing test is someone standing across the room whispering and asking if you can hear them
AidenJ
Explorer
Apr 29, 2015
GlennLever wrote:
I would be interested in hearing more on this.

My yearly physical is covered by insurance, and I have my Doctor (his nurse) fill out both my CDL physical and my NHRA and IHRA physical paper work at the same time. This is done free of charge.

That is interesting. My DOT physical used to be covered by a health care provider. That is no longer the case and I need to go to a special DOT physician. My yearly exam by my primary care will not suffice.
BobGed
Explorer
Apr 29, 2015
vegasfoodguy wrote:
Thanks for the heads up Bob, I will check tomorrow. Do you deal with the Reno office?

Terry.

Terry, it sounds like you might be asking which DMV office I go to, which is Carson City, but that's really immaterial as you need to contact your insurance company. This just may be a discount available with Geico, but it wouldn't hurt to check with which ever insurance company you're with.
Mr_Mark1
Explorer
Apr 29, 2015
We have our RV insurance with Miller Insurance. They suggested that if I take the AARP safe driving course (eight hour computer course) I could get a discount. So, I did.

It was an interesting course and I had 30 days to complete it. I spent about 2 hours a night working on it so I completed it in less than a week.

I went along at a comfortable pace. You can stop and start at your leisure.

I received a $1,000 discount on our RV insurance, the certificate is good for 3 yrs. I also receive a $100 discount on my car insurance. The fee for the course is less that $25 depending if you are a member of AARP (I was not).

Safe travels,
MM.
GlennLever
Explorer
Apr 29, 2015
I would be interested in hearing more on this.

My yearly physical is covered by insurance, and I have my Doctor (his nurse) fill out both my CDL physical and my NHRA and IHRA physical paper work at the same time. This is done free of charge.
vegasfoodguy
Explorer II
Apr 29, 2015
BobGed wrote:
I have all of my vehicles, including the motorhome, insured with Geico. I was talking with an agent today and the subject of driver’s licenses came up. I live in NV and have a non-commercial Class B license.

While she was reviewing the discounts I was already receiving, she made a comment that if I had I standard commercial driver’s license (CDL) I would be entitled to an additional discount. When I questioned her on her statement, she explained that they give the discount to CDL holders in recognition of their additional training and testing, but of course the insurance coverage only applies to those that are operating a qualifying RV for personal use.

She told me if I had a CDL the discount would be $100 per year, so I said I might look into it to see if it made sense as I believe all I would need is an annual physical, which at my age I do anyway.

She then asked me if I could hold for minute, to which I agreed. When she came back on the line she told me she had received approval to give me the discount without having to obtain a CDL.

So for those of you that have a non-commercial class license, particularly with Geico, you might want to check and see if this discount is available to you. I realize it’s not much, but every little bit helps.

Thanks for the heads up Bob, I will check tomorrow. Do you deal with the Reno office?

Terry.
K_Charles
Explorer
Apr 29, 2015
My yearly physical doesn't work for the medical certificate and since Jan 2014 (I think) it cost $100 for the examination, unless your boss will pay for it. Since I quit work a few years ago and only drive to help out a few friends, a few times a year so I pay the $100. With high blood pressure I have to get one every year.

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Possible insurance discount for having a CDL license

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