Putting MH insurance "to sleep"???
Does anyone have experience with putting the insurance on their rig to sleep or otherwise have it "active" only 6-8 months out of the year? The last few years it didn't matter because we were using ou...
Forum Discussion
Personally? I would NEVER stop my insurance, even if my rig is parked for months. It probably is safe to suspend collision, but... what if it gets stolen and wrecked? "Stolen" is comp, but "wrecked" is collision.
And if the thief happens to hit somebody else when he wrecks it? No medical coverage. I realize you shouldn't be held responsible for any of this, but are you willing to wade through the nightmare of lawsuits, and pay for a lawyer, while you await your day in court?
And as for comp, you never know what winter will bring. In our area, our rig could just as easily be destroyed by a falling/flying tree limb as by a wreck.
Just my .02 cents.
And if the thief happens to hit somebody else when he wrecks it? No medical coverage. I realize you shouldn't be held responsible for any of this, but are you willing to wade through the nightmare of lawsuits, and pay for a lawyer, while you await your day in court?
And as for comp, you never know what winter will bring. In our area, our rig could just as easily be destroyed by a falling/flying tree limb as by a wreck.
Just my .02 cents.
