Putting MH insurance "to sleep"???
Does anyone have experience with putting the insurance on their rig to sleep or otherwise have it "active" only 6-8 months out of the year? The last few years it didn't matter because we were using ou...
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I always kept only fire and theft on for the winter. This year the company changed its policy on motorhomes, requiring full year full coverage or nothing. They said the price for liability would be lowered in understanding that it wouldn't be driven in winter. But it wasn't lowered much if any. The charge for liability is $266 compared to $254 for an old 3/4 ton van I keep for occasionally hauling stuff. That seems crazy to me, even if they don't know I only drive it ten days a year. The agent said it means motorhomes are way more dangerous to other vehicles on the road. I will switch to another company that offers less for the MH than the van AND is willing to take off the liability in winter. It does charge more for our most used vehicle but works out to substantially less overall. It's not so much the price as the unreasonable attitude.
For ten days a year on the road and a ten year old MH I don't think the collision insurance is worthwhile, either.
I saw in the news that some US companies offer a tracking device in the vehicle and lower rates if it sees less travel and reasonable speeds. Anyone have any experience with that?
For ten days a year on the road and a ten year old MH I don't think the collision insurance is worthwhile, either.
I saw in the news that some US companies offer a tracking device in the vehicle and lower rates if it sees less travel and reasonable speeds. Anyone have any experience with that?
