Forum Discussion
Harvey51
Dec 20, 2014Explorer
My beef with Collision coverage is that the cost doesn't decrease as the vehicle ages. At some point it simply isn't worth repairing the damage and the insurance adjuster will only offer the cost of buying a similar vehicle. I drop collision coverage on all vehicles as they get 8 or 10 years old. We never made a claim for collision damage in over 40 years of driving.
I tried to switch to a company that had said I could still take off the liability insurance in the winter - and found that this company also changed its policy to disallow this on motorhomes. It did discount the charge to about half price. But the second company charges more for our minivan, so the change would have been a net increase.
Anyway, I can now legally take the MH for a drive every month to exercise the tires.
I tried to switch to a company that had said I could still take off the liability insurance in the winter - and found that this company also changed its policy to disallow this on motorhomes. It did discount the charge to about half price. But the second company charges more for our minivan, so the change would have been a net increase.
Anyway, I can now legally take the MH for a drive every month to exercise the tires.
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