Re purchasing a warranty & how many km's is too many ?

I'm in the "get the warranty" family. If, for no other reason for peace of mind while traveling. That said, do read the fine print. Negotiate with the dealer, they've already said they'd knock $500 off if you finance with them. If they can match the interest rate of your credit union why care who gives you/them the money? At $4300/year that's less than $3/day for that peace of mind driving down the road.....BTW, I've had two and both have paid for themselves over the years...Dennis