Road Hazzard coverage for tires/wheels
I was thinking about getting road hazard coverage for our new MH for the tires and wheels.... anyone have experience with this and any recommendations on a provider and cost ?
Forum Discussion
Usually road hazard insurance is a "feel good" product that is low enough cost to be a sales feature from a tire maker or a profit center for a tire dealer. It is usually pro-rated on both age and tread wear, and good for discount vs full retail price on the same tire. Very likely, the OEM tires on your car (but not on RV) came with road hazard coverage for something like 50k to 80k miles. But when it is time to use the coverage, you may find better alternative deals.
Driving since 1961, at least a dozen vehicles (not counting employer or government cars), at least 30 sets of tires over at least two million miles, I've had one qualifying road hazard failure, hit a protruding bolt at a RR grade level crossing. Road hazard insurance was worth about six dollars off on a replacement for a not very worn three year old tire, so I just bought a new set of better tires (about $160 then). Dealer paid me $60 for my remaining four good tires (including unused spare) and gave me a worn freebee to use as a spare.
What's been more useful to me that road hazard coverage has been working with a tire dealer that sells with free rotations, free balancing, and free puncture repairs, something quite different from the road hazard replacement policy, and more likely to be used.
My daughters, on the other hand, have each destroyed two tires in the past ten years, running over junk on the highway. Their "came with the tire" road hazard guarantees paid for nothing, there was in each case some exclusion to prevent a payout.
Driving since 1961, at least a dozen vehicles (not counting employer or government cars), at least 30 sets of tires over at least two million miles, I've had one qualifying road hazard failure, hit a protruding bolt at a RR grade level crossing. Road hazard insurance was worth about six dollars off on a replacement for a not very worn three year old tire, so I just bought a new set of better tires (about $160 then). Dealer paid me $60 for my remaining four good tires (including unused spare) and gave me a worn freebee to use as a spare.
What's been more useful to me that road hazard coverage has been working with a tire dealer that sells with free rotations, free balancing, and free puncture repairs, something quite different from the road hazard replacement policy, and more likely to be used.
My daughters, on the other hand, have each destroyed two tires in the past ten years, running over junk on the highway. Their "came with the tire" road hazard guarantees paid for nothing, there was in each case some exclusion to prevent a payout.
