RV Accident
Dear Readers and Viewers: Has anyone ever encountered a situation whereby your RV was lawfully parked in your yard and a wreckless driver loss control of their vehicle and hit your RV. However des...
Forum Discussion
mackie0306 wrote:
Dear Readers and Viewers:
(snip, snip) The insurer is denying any and all liabilty for the loss of use.
I agree that the answer depends on the facts, but the first missing fact is whether the insured has "Loss of Use" coverage in the policy. Such coverage is available and it's up to the owner as to whether he buys it or not. If he chose to buy that coverage, then you're into analysis of the policy definition of losses, policy limits, exclusions, etc. If he chose not to buy that coverage, then he's in the same boat as everyone who suffers a loss and wishes he'd bought insurance to cover it. I.e., ask for a federal bailout.
