What most people do not think or know about is if you have full coverage insurance, it will cover your MH, its body panels, and any damage that your unit gets from a blow out! Also , I found out that after having two wheels and tires come off, yes it happens, that my insurance paid for the wheels, tires, all the parts to make me whole, except the bearing that failed, which caused the loss, as they called it? I do not know of any tire specific insurance that you can buy, other than when you buy new tires, but a good road side service plan on your insurance is cheap! I have Progressive.