Turn in motorhome back to bank

I had to let mine go back because of a family emergency back in 2001! Bank had it picked up and took to auction. I had to pay what was left on the loan and messed up my credit for 5 years, made payments monthly on rest of money owed.
The bank would not even work with me when I was honest about why I had no choice after trying to sell for a year while still making payments. They could care less usually.