Turn in motorhome back to bank

Laws very from state to state with regard to deficiency balances, joint property liability, bankruptcy exempt obligations, etc. Find a good attorney but make sure that the first thing out of his mouth isn’t to file bankruptcy because filing bankruptcy is inexpensive for him but costly for you in attorney fee and future credit damage. The lender can garnish your wages if you fail to pay the deficiency but in Indiana if the MH loan is in your name only and other assets are held jointly with your spouse the lender cannot attach the jointly held assets. So you need to know how Texas law will affect you in the future whatever you do.

Dave