Turn in motorhome back to bank

I suggest that whatever you do you do it ASAP. I had cousin who passed. His wife wanted to sell their coach. They owed $100K. Coach was worth $90K. "Could not afford" the $10K difference. She kept the coach, paid monthly payments of $1000 for the next 70 months plus tires and batteries ETC, then sold it for $20 less than she owed. Do the math, paid $70K over the 70 months plus another $20K at time of sale equals $90K rather than $10K. Then I had a neighbor do the exact same thing, exact same circumstances. Just was a little less money but hung onto 5th wheel for three years and spent more money hanging on than dumping It and paying the difference. "BEG BORROW OR STEAL THE MONEY AND MAKE IT GO AWAY".