Unoccupied Home and Homeowners Insurance
OK, we've just scrapped plans to enter the workamping life because I've read that most if not all homeowners insurance will not cover claims if the property is unoccupied for more than 30 days unless ...
Forum Discussion
I suggest you look at your policy and/or talk with your agent. Typically it would be contained in the exclusions section. Many dwelling fire policies have a restriction that it doesn't pay for theft claims if the dwelling (rental unit) is left unoccupied for anywhere from 30-60 days. Homeowners policies aren't usually as restrictive.
