Unoccupied Home and Homeowners Insurance
OK, we've just scrapped plans to enter the workamping life because I've read that most if not all homeowners insurance will not cover claims if the property is unoccupied for more than 30 days unless ...
Forum Discussion
USAFBILL wrote:This is exactly what I've read in several (non-gossip) places. To top that off, our homeowners insurance is very difficult to obtain as we have a manufactured home and our premium is already over $100 a month. If our result is even close to that of USAFBILLs then our premium would be over $350 a month. We're not even well heeled enough to absorb that into our budget.
In Alabama our insurance jumped from $50.00 a month to $175.00 a month for unoccupied insurance. And this policy was written by a third party insurance company.... We looked at all of the alternatives and paying the increased coverage was the only option that would allow me to sleep at night.
I have a request to have our agent call me back so we can get the straight poop on our policy.
