On the subject of financing, Interest rates today are as low as we are likely to see in the near term. My current rate is 3.95% before tax and I am doing better than that in the market. Fed is starting to RAISE interest rates for the first time in many years. It won't be long before rates for MoHo loans start to rise. Thus waiting 8 years could result in substantially higher payments both for interest and for higher prices.
IF you are going to use the coach today, and not let it rot in the drive, consider buying what you want today, especially if diesel.
Size is very personal. We are full time in a 36 with 4 slides and Queen bed and we have room in the cupboards and storage areas, even with a 16 year old grandson visiting. Others would feel cramped in 45 ft. We are 3000 lbs UNDER our GVWR at last weigh in. As I have mentioned elsewhere we are size limited by our younger son's driveway. 36 ft takes up to 30 minutes to get turned and situated, any longer and I doubt we could do it.
