what do you do when your stuck and can't move?

There are insurers with 24 hour claims offices. Was that something you shopped for when choosing coverage?

Unfortunately there's no controlling the actions or insurance status of the other party, which makes it all the more important to be mindful of our own choices.

When necessary I have always relied on my own insurer to do what needed done and then left it to them to go after the liable party. Less stressful that way.

Something to think about when choosing coverage.