Exploring Our Options
Hello All - We have been exploring the option of going full time. We have been MHing for over 20yrs, have saved our pennies and believe that we have enough money to do this. Just a little back...
Forum Discussion
sdianel wrote:
I would start with the Massachusetts Health Care Exchange site (which is having technical problems right now), however their plans usually have in network restrictions to keep costs lower. It is my understanding that you must go through the exchange to get the federal subsidy. If the Massachusetts Exchange site doesn't pan out, I would check into Massachusetts Blue Cross Blue Shield. Make sure it's a PPO with national coverage. HMO's restrict care to network hospitals and doctors and if you go outside their network, you pay a much higher out of pocket. Another national company you could check with is United Health Care. Warning: It won't be cheap.
We will NOT be a resident of Mass when we go fulltime....Period! At this point our employer provides our health care. We are looking into either SD or Texas as a place of domicile. My wifes employer offers retirement health insurance and we are also looking into this, but she needs to be 55 to get it and we need to understand the cost and all of the rules surrounding her plan.
-paul
