ID Theft Companies Re Equifax
Didn't want to hijack the Equifax Hack thread. DH and I are strongly considering a full service credit monitor/repair such as LifeLock or Zander. Zander is recommended by Dave Ramsey and is less exp...
Forum Discussion
Credit monitoring helps after something bad has happened, or at least alerts you to the fact that something bad happened. A credit freeze prevents the bad thing from happening in the first place.
Think of who's behind the credit monitoring - the same companies who have your credit data in the first place (Lifelock uses Equifax monitoring, at least in part). That seems ridiculous. If they did their jobs in the first place we wouldn't need credit monitoring.
Here are some links from someone who's gone through identify theft:
How I Learned to Stop Worrying and Embrace the Security Freeze
Are Credit Monitoring Services Worth It?
Here are some articles on Lifelock:
LifeLock offers to protect you from the Equifax breach — by selling you services provided by Equifax
LIFELOCK CEO'S IDENTITY STOLEN 13 TIMES
LifeLock to Pay $100 Million to Consumers to Settle FTC Charges it Violated 2010 Order
Think of who's behind the credit monitoring - the same companies who have your credit data in the first place (Lifelock uses Equifax monitoring, at least in part). That seems ridiculous. If they did their jobs in the first place we wouldn't need credit monitoring.
Here are some links from someone who's gone through identify theft:
How I Learned to Stop Worrying and Embrace the Security Freeze
Are Credit Monitoring Services Worth It?
Here are some articles on Lifelock:
LifeLock offers to protect you from the Equifax breach — by selling you services provided by Equifax
LIFELOCK CEO'S IDENTITY STOLEN 13 TIMES
LifeLock to Pay $100 Million to Consumers to Settle FTC Charges it Violated 2010 Order
