I use last pas and pay the 12 bucks a year to use it across all platforms done this for years . several tech sites ( security now, Leo Laporte etc ) have evaluated security and last pass encrypts all data in and out and in fact is one that is so secure they have no access to your password or files even if the bad guys get last pass files they are useless . Your sol if you forget your master password . They use bank level encryption. My passwords are so complex and different on all accounts ( random generated) good luck. Never say never but I feel as secure as possible