It seems to me that any level of internet participation requires a basic sophistication and awareness. I never respond to any e-mail. If any action requires my attention, it's easy enough to log directly onto a https site and verify any question. If we continue to get dumber we only help these scams flourish. As long as a sucker is born every minute there will be plots to separate them from their money.
I also don't measure "wokeness" when doing business. The transaction is either beneficial or it isn't. I leave social responsibility to others.