Secure way to purchase on line? not
All I can say is wow, just wow, all what IS in these privacy policy's. I went to sign up for Visa Checkout. My bank claims this is done under layers and layers of protection when purchasing on line...
Forum Discussion
fj12ryder wrote:
Although you didn't lose any money, that is a perfect argument against using debit cards online, and the main reason I don't use debit cards at all.
For me, that just reconfirmed my lack of worry about using the debit card. The credit union reimbursed me for the full amount that was stolen within 2 weeks without my having to jump through hoops and fight. I actually had a harder time getting them and my bank to cancel the overdraft protection. I use my debit cards far more often for online purchases than I do my credit cards and haven't had issues.
fj12ryder wrote:
I don't know anyone personally who has lost money because the transaction was insecure. I was just wondering if it has actually happened to anyone that can speak up about it. I guess my point is I wonder if online purchasing actually is somewhat risky. I know there have been hacking incidents where CC data bases were breached, but if you only use a CC locally you could have been affected by those.
This was not a hacked database. This was an insecure purchasing system. It very likely was someone who worked for the company that was able to steal my information. So yes, it can and does happen. How common it happens who knows. I do an awful lot of online shopping through a large variety of businesses. The above is the only incident I've ever had. I'd say that was one in over 5000 purchases over the years.
