This has probably been covered many times on this forum but since technology changes I'll ask again. I'm shopping for a smart phone, currently doing business with Verizon. I'm very tech savvy but ...
If you like Apple go with Apple. Same for Android. However, the new Moto E just became available for the Pay as you Go with Verizon. It's not a big hit to the pocket. On months you are not paying for cell service, the device is still usable with Wifi. Their are also Android and Apple specific programs for offline GPS navigation.