i accidentally hit a low lying branch on the left side of my trailer in an attempt to avoid a low lying branch on the right side of my trailer when pulling up near my campground site.am i covered with my insurance?

my ladder got bent in the process, the corner roof has scratch marks but looks like its only scratch no obvious roof damage, the real damage was to my ladder though.

Call your insurance company and ask them.Mike

Walaby wrote:Call your insurance company and ask them.Mikei know but it's after hrs right now and saturday.

Do you have collision insurance on your trailer? If so, you should be covered.

Your deductible is probably more than the cost of the ladder.

am i covered | Good Sam Community

27 Replies

Teamfour
Explorer
Sep 30, 2018
I'd be more concerned about any damage done where the ladder mounts to the roof. Regardless, we damaged out TT (our fault) and our Allstate RV insurance covered it less the deductible.
thehippie
Explorer
Sep 30, 2018
Wind River wrote:
Do you have collision insurance on your trailer? If so, you should be covered.
probably coz i bought it brand new and it's called progressive casualty insurance. but i'l have to check when i get how later.
PastorCharlie
Explorer
Sep 30, 2018
Your deductible is probably more than the cost of the ladder.
Wind_River
Explorer
Sep 30, 2018
Do you have collision insurance on your trailer? If so, you should be covered.
thehippie
Explorer
Sep 30, 2018
Walaby wrote:
Call your insurance company and ask them.

Mike
i know but it's after hrs right now and saturday.
Walaby
Explorer II
Sep 30, 2018
Call your insurance company and ask them.

Mike
thehippie
Explorer
Sep 30, 2018
my ladder got bent in the process, the corner roof has scratch marks but looks like its only scratch no obvious roof damage, the real damage was to my ladder though.

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am i covered

27 Replies

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