Forum Discussion

paulbeauchemin's avatar
Feb 25, 2017

Biggest Challenges

Hi everyone

My wife and I are about to purchase a 5th wheel and a truck. We are selling our house in July and want to travel full time.

I'm curious for others experience as to what the biggest challenges/ problems full timers have. Like
- money/budgeting
-internet/cell service
-driving an enormous rig (never drove anything bigger than my Jeep Commander)
-purchasing your rig
-health care
-missing family

or anything else

I'd appreciate your feedback
thanks
Paul
  • 2oldman hits the nail on the head again. Dip slowly into RV life.
  • I would sit down with a C.P.A. and figure out personal taxes before selling my primary residence w/ no immediate plan to buy another. Capital gains taxes can be gob-smacking if not handled properly.
  • I recommend NOT selling your house before doing this at least one year. I see too many people ending up disillusioned and selling nice rigs at a big loss.
  • paulbeauchemin wrote:
    the biggest challenges/ problems full timers have.
    - money/budgeting
    -internet/cell service
    -driving an enormous rig (never drove anything bigger than my Jeep Commander)
    -purchasing your rig
    -health care
    -missing family


    I'll try to put your list into my order by our experience:

    1. Healthcare if not on Medicare
    2. Purchasing the rig
    3. Internet/cell service (that is reasonable in cost)
    4. Budgeting
    5. Missing family
    6. Driving the big rig

    Every person will have their own unique challenges. One size doesn't fit all.

    Good luck! It's an awesome lifestyle that is worth some challenges. :)
    They seem to get worked out gradually. There's a full-timing section on this forum that might help you answer some questions. Check it out.
  • Yup! Finding a health insurance company you can aford and that will give you coverage in all 50 states is a biggie.
    After that a decent exit plan is paramount. Being depreciating assets RVs and vehicles are horrible expenses.
    Unless you have a lot of disposable income, you will want to figure out how to save money. Doing volunteer camp hosting can save you months of camping fees for a little work.
  • Healthcare.....

    If under 65 and not using Medicare then you will need to research medical insurance/coverage

    And that will be tied to your 'domicile' state
    Check out TX and FL for FT residency and medical coverage

    If 65/older and Medicare then you have more options for 'domicile' state

    Domicile state is your official residency where DLs, Vehicle registration (and Insurance), Voting, Medical and MAILING address will be.

    Mailing address......
    Via a mail forwarding service
    SO go paperless as much as possible and switch to on-line banking

    And downsize your stuff.
    LESS is More

    Have an 'exit' plan just in case you don't like FT lifestyle, you need to go stationary due to health reasons or family issues
  • The Escapees webpages are devoted to full time RVing issues. You might check them out.