Dealer won't send terms of loan/contract?

pitch wrote:
I would not be that concerned. This is an established dealer correct? You did your due diligence on dealer reputation didn't you?
99.9% chance if you did your homework and they are a reputable dealer it will be the standard boiler plate contract. You said they sent you the terms and conditions electronically. What more do you want?
You could ask for a blank contract just to read the fine print, but like I said that is just boiler plate you agree to the encumbrance, they agree to loan you x dollars at x rate for x term. Late fees and penalties are usually set by state law.
Even when you sit down there will be plenty of blank spots on the contract because for only &16.00 a month you can finance a yearly hosing.
I think you are making a mountain out of a molehill.

You're correct on all points. We did our due diligence and were satisfied. That's why we went ahead with the deal. I contacted the dealer about 4 hours ago(they're closed on Sun.) and got a response a little bit ago. It's not going to be an an issue.

Thanks for all the replies.

Regards from my mountain-molehill

pm me let me know dealer i live in oregon i know most good dealrs in willamette vally western oregon

Not necessary. It's handled. Thanks.