Dealer won't send terms of loan/contract?

joeshmoe wrote:
Hey guys,

Going to pick up our new camper from a dealer in Oregon on Thurs.

Everything has been done over the phone and online, but when I asked for them to send me the contract/loan agreement to look over, I was told that legally, they can't; that "I need to be present when an installment loan is being handled". That's Oregon State law, according to them. Anyone know if this is true? I'm kinda leaning towards BS, personally. I just want to review the contract before I drive 900 miles. I think it's just a tactic to ensure that they get you there and signed off. They know nobody's really gonna drive hundreds of miles only to renege on the deal?

You hit the nail on the head with the last line. They want you to get there before you see everything in case you have issues they're confident you won't just cancel the deal after driving so far. This is an old sales trick. You ever go try and buy a car and you can't get them to give you a price until you fill out all the paperwork and sit around doing all the different things for an hour or two? They do that because after you've been through all that it's less likely that you'll walk away from the deal and go to some other dealer and start it all over again.